Since the inception of the DRO, there have been a significant number of changes. This course aims to build on experience by ‘walking through’ a standard DRO application. The course places emphasis on the practical challenges intermediaries face on a daily basis.

For those who have completed Wiseradviser’s Debt Relief Orders: Approved Intermediaries and/or have at least six months’ experience of advising clients regarding DRO applications.

By the end of this course, delegates will:

• explain how a potential change in circumstance may impact a DRO award,
• describe the three different ways a couple’s financial statement may be constructed to be DRO compliant,
• identify how rent arrears and hire purchase agreements are treated in DRO applications and the implications on default post-DRO award,
• explain the rules (and the exceptions) on assets and how preference and transaction at undervalue impact on a DRO application,
• outline what happens when a submission is made and describe how to deal with a creditor objection/ investigation.

Level: Caseworker

CPD: 4.5

Duration: Two half days

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